Canadian Dental Care Plan
We accept the Canadian Dental Care Plan.
Sundent Family Dental supports the CDCP — a federal program providing dental coverage for Canadian residents without dental benefits and with household income under $90,000.
The Essentials
Filling in the facts about the CDCP.
- Dental care under the CDCP is expected to start in May 2024.
- The CDCP is a dental benefit administered by Health Canada — it is not a free dental program.
- Patients make a co-payment based on adjusted family net income.
- No co-payment: adjusted annual family net income under $70,000.
- 40% co-payment: income between $70,000 and $79,999.
- 60% co-payment: income between $80,000 and $89,999.
- Patients may also have to pay costs the CDCP does not cover.
- Not all dental services are covered under the CDCP.
- Understand your dental care costs before proceeding with treatment.
- Tell your provider if you plan to use CDCP — practices may or may not participate.
Learn more at canada.ca/en/services/benefits/dental.
Better Dental Care
Expanded CDCP in Etobicoke.
Sundent Family Dental has expanded CDCP coverage to include both children under 18 and seniors in Etobicoke. The expansion is designed to ease the financial burden of maintaining dental health across every age group — from a child’s first visits to comprehensive senior care.
CDCP FAQs
Frequently asked questions.
The CDCP is now open to all eligible Canadians, regardless of age. You must be a Canadian resident with no private dental insurance, family net income under $90,000, and a filed 2024 tax return. Applications can be made online, by phone, or via Service Canada.
Rollout was phased: seniors 87+ (Dec 2023), 77–86 (Jan 2024), 72–76 (Feb 2024), 70–71 (Mar 2024), online portal for seniors 65+ (May 2024), DTC holders and children under 18 (June 2024), and all remaining eligible Canadians in 2025.
Preventive services (cleaning, polishing, sealants, fluoride), diagnostic services (exams, X-rays), restorative fillings, endodontic (root canals), prosthodontic (dentures), periodontal (deep scaling), and oral surgery (extractions). Coverage level varies by group.
Yes, but benefits will be coordinated (not duplicated). The federal government is working with provinces and territories on payer order, to be clarified before the CDCP launch.
Employer or family-employer benefits (including HSAs), pension dental benefits, and self-purchased individual, family, or group insurance plans all count as dental insurance for CDCP eligibility.
No. The CDCP is not intended to replace workplace or private benefits. Opting out of available benefits still counts as having access to insurance.
After Health Canada confirms eligibility, Sun Life enrolls you and sends a coverage start date and a member card. The schedule includes seniors 87+ (Dec 2023), DTC adults (June 2024), children under 18 (June 2024), and all remaining eligible Canadians (2025).
No. Continue with regular checkups to catch problems early — then apply when you become eligible.
Roughly two-thirds of Canadians have workplace, school, or group plans with dentist choice and treatment freedom. The CDCP is intended to improve access for the uninsured, not remove existing benefits.
Ready When You Are
Your smile, our priority.
Schedule your appointment today and experience the difference of having a trusted partner in your family’s oral health journey.